Need a Loan?

Get Expert Assistance From a 25+ Year Experienced DSA.

Home Loans  |  Mortgage Loans  |  MSME Loans  |  Business Loans  |  Car Loans  |  Education Loans  |  Loan Takeover

Since 2000, Shivam Group has been helping customers explore suitable loan and financial solutions through our banking network.

25+ YearsExperience
Since 2000Industry Presence
All National BanksBank Tie-Ups
Your Goals.
Our Support.
Better Financial Solutions.
25+ Years Trusted
Better EMI, Better Savings
25+ YearsExperience
Since 2000Industry Presence
All National Bank Tie-UpsTrusted Banking Network
Free Initial ConsultationNo Charge
Calculator, pen and paperwork on a desk
Lower Interest Rate. Better Terms. Save More.

Already Have a Loan?

You Could Be Paying More Than You Need To.

Don't assume your existing interest rate is the best available option. Let our experts conduct a FREE Loan Health Check.

Interest Rate
Outstanding Amount
Remaining Tenure
EMI
Existing Terms

Explore potentially better financing options with our Loan Takeover / Balance Transfer assistance.

Check My Existing Loan — Free

Our Loan Expertise

Expert Assistance Across Multiple Loan Categories

Explore the right financing option for your needs.

Home Loans

Whether you're buying a ready-to-move flat, an under-construction property, or building on your own plot, a home loan lets you spread the cost over a comfortable tenure. We help you compare options across our banking network and understand what you may be eligible for before you apply.

Full Guide & FAQs →

Enquire on WhatsApp

Loan Takeover

If you're paying a high interest rate on an existing loan, a takeover (balance transfer) lets you move it to a lender offering better terms — potentially lowering your EMI or freeing up eligibility for a top-up. We help you check if switching makes financial sense.

Full Guide & FAQs →

Enquire on WhatsApp

Mortgage / LAP

A Loan Against Property lets you unlock funds by pledging a residential or commercial property you already own — useful for business expansion, education, medical needs, or debt consolidation, usually with longer tenures than an unsecured loan.

Full Guide & FAQs →

Enquire on WhatsApp

MSME Loans

Micro, small and medium enterprises often need working capital or expansion funding that's shaped around their cash flow and turnover rather than a one-size-fits-all product. We help you explore both secured and unsecured options suited to your business stage.

Full Guide & FAQs →

Enquire on WhatsApp

Business Loans

From working capital and inventory to new equipment or expansion, a business loan gives you flexibility without disrupting cash flow. We help match your requirement — amount, tenure and purpose — with the right lender.

Full Guide & FAQs →

Enquire on WhatsApp

Car Loans

Get closer to your dream car with suitable car-loan options from our banking network and guidance through the application process.

Explore Car Loans →

Enquire on WhatsApp

Education Loans

Plan for your dream university or study abroad with education-loan assistance for tuition and eligible education expenses.

Explore Education Loans →

Enquire on WhatsApp

Other Solutions

Not sure which category fits? We also help explore other credit facilities — such as loans against securities or overdraft facilities — based on your profile and requirement, and point you in the right direction.

Enquire on WhatsApp

Our Banking Network

Tie-ups with leading nationalized banks, including:

State Bank of India
Bank of India
Indian Bank
Union Bank of India

Plus other nationalized and private-sector banks. Shivam Group is a DSA / loan-assistance firm working with these institutions and is not a bank itself.

Why Choose Shivam Group?

Experience. Network. Support.

25+ Years of ExperienceSince 2000
Wide Banking NetworkTie-Ups With All National Banks
Multiple Loan CategoriesHome, Mortgage, MSME & more
Customer-First ApproachYour requirement comes first
Free First ConsultationNo charge
Free Eligibility & Loan Health ChecksUnderstand your options before proceeding

Your Loan Journey, Simplified

We assist you at every step. The bank makes the final decision.

01

Understand

Your requirement

02

Check

Initial eligibility assessment

03

Explore

Suitable options across our network

04

Assist

Documentation & application

05

Coordinate

With the relevant lender

06

Approval

Bank makes the final decision

Check Your Eligibility

FREE
Estimated match: Good

Know Your Potential Loan Eligibility Before You Apply

We can review relevant aspects of your financial profile, including:

  • Income
  • Business Turnover
  • Loan Requirement
  • Existing Loans
  • Repayment Obligations
  • Loan Purpose
  • Credit Profile
  • Business Profile
  • Banking Relationship
Check My Eligibility — Free

No consultation charge for your first consultation. Eligibility is indicative. Final approval is at the discretion of the respective lending institution.

S. P. Yadav, Director of Shivam Group, standing in the office S. P. Yadav, Director of Shivam Group, seated at his desk S. P. Yadav, Director of Shivam Group, at the podium

25+ Years of Experience Behind Shivam Group

S. P. Yadav

Director – Shivam Group

With more than 25 years of experience in the loan and financial services industry, Mr. Yadav's approach is centered around understanding the customer's requirement and helping them explore the right financial solution.

25+ Years. One Customer-First Approach.

About Shivam Group

Experienced Loan Assistance Since 2000

Shivam Group is a DSA / loan assistance firm, connected with a wide network of nationalized and private-sector banks. We help individuals, professionals, self-employed customers and businesses explore suitable loan and financing solutions.

Shivam Group does not directly lend money. We facilitate customers in accessing loan products offered by banks and other lending institutions.

Who We Help

We support a wide range of customers, including:

Home Buyers
Self-Employed Professionals
Business Owners
MSMEs
Existing Borrowers
Exploring Options

Free EMI Calculator: Know Your Monthly Loan Payment in Seconds

Plan your Home Loan, Loan Against Property, Business Loan or MSME Loan with confidence. Compare Reducing-Balance and Flat-Rate EMI, see the year-by-year schedule, and share it with us directly on WhatsApp.

Open Free EMI Calculator

Let's Find the Right Financial Solution for You.

Whether you need a Home Loan, Mortgage Loan, MSME Loan, Business Loan or Loan Takeover, start by understanding your options.

Start Your Free Consultation Chat on WhatsApp

Why Choose Shivam Group?

Experienced loan assistance with access to options across leading banking partners.

25+ Years of Experience

Serving customers in the loan and financial-services industry since 2000.

Multiple Banking Options

Explore suitable options across leading nationalized and private-sector banks.

Free Eligibility Check

Understand your potential loan options before moving ahead with an application.

Personal Assistance

Guidance through eligibility, documentation and the loan application process.

Get a Free Loan Eligibility Check

Share your name and WhatsApp number and our team can contact you about suitable loan options.

By submitting, you agree that Shivam Group may contact you regarding your loan enquiry. A submission is only an enquiry and does not guarantee approval, rate, loan amount or savings.