Get Your Dream Car — Explore Competitive Car Loan Options

Bring home the car you have been planning for. Explore suitable financing options from leading nationalized and private-sector banks, with a free eligibility check and personalized assistance.

Competitive Car Loan RatesLeading National & Private BanksFree Eligibility Check

Free, no-obligation check Personalized assistance 25+ years, Indore-based

Your Dream Car Starts With the Right Financing Plan

Whether you have a particular model in mind or are still comparing options, we help you understand the financing side before you commit. Explore loan amounts, tenure and indicative EMI options based on your profile, then decide how you want to proceed.

Premium & luxury
Everyday family cars
Your next drive

New or Pre-Owned

Explore financing possibilities for eligible new and used vehicles.

Explore Competitive Rates

Compare suitable options based on your profile and lender eligibility.

Plan Your EMI

Understand the relationship between down payment, tenure, rate and monthly EMI.

Who This Is For

First-time car buyers
Upgrading to a new car
Buying a pre-owned car
Salaried professionals
Self-employed & business owners
Customers comparing financing options

What Lenders May Consider

Monthly income
Credit profile / CIBIL
Existing EMIs
Down payment
Employment or business profile
Car value and lender policy

Documents You'll Likely Need

  • PAN & Aadhaar / identity proof
  • Income proof or ITRs, as applicable
  • Recent bank statements
  • Photographs
  • Vehicle quotation / proforma invoice
  • Additional documents requested by the lender

Why Explore Options Through Shivam Group?

We help customers understand their requirements, explore relevant banking options and prepare for the application process. We are a DSA / loan-assistance firm, not the lender.

Multiple Banking Options

Explore suitable options across leading nationalized and private-sector institutions.

Profile-Based Guidance

We start with your requirement, income and eligibility rather than a one-size-fits-all pitch.

Free First Check

Start with a free eligibility conversation before deciding how to proceed.

Frequently Asked Questions

Useful answers before you start your loan enquiry.

How much car loan can I get?

The amount depends on the vehicle, your income, existing obligations, credit profile, down payment and the lender’s policy.

Can I get a car loan for a used car?

Many lenders offer financing for eligible pre-owned vehicles, subject to vehicle age, valuation and other lender criteria.

How much down payment should I make?

It depends on the vehicle and lender. A larger down payment can reduce the amount financed and therefore the EMI.

Can self-employed people get car loans?

Yes, self-employed applicants can be assessed using income-tax returns, business records and bank statements, depending on the lender.

Does CIBIL affect car-loan eligibility?

Credit history is one of the factors lenders may consider along with income, existing obligations and other profile details.

Information is general in nature. Final eligibility, interest rate, loan amount, fees and approval are determined by the respective lending institution.

Explore Other Loan Options

Ready to Get Closer to Your Dream Car?

Tell us your approximate car budget and income. We can help you understand your possible financing options before you apply.

Check My Eligibility — Free

Get a Free Car Loan Eligibility Check

Share your name and WhatsApp number and our team can contact you about suitable options.

By submitting, you agree that Shivam Group may contact you regarding your enquiry. Submission does not guarantee approval, rate, loan amount or savings.